How and when to check that a builder has liability insurance?
Should I check that a builder has liability insurance before hiring them - even for a small job? How do I check the insurance policy? Call the insurance company? Thank you!
17 Answers
K & B Builders
2 Reviews, 100% Positive
If the company is insured then a copy of the certificate could be made available. In most cases small jobs are not as bad for insurance.
21st Mar 2019
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J.goodwin building and plastering
1 Reviews, 100% Positive
Any good builder will happily show you the insurance documents and have no issue with you calling the company to check before breaking ground
1st May 2019
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buildit
0 Reviews
ask him for a cert we get them just like when you insure a car it has a date on it.
15th Sep 2019
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Perfect home builders
0 Reviews
The simple answer is that, beyond asking at the point of contact, there is no definitive way to know whether a business holds insurance until you raise a claim against them. But the importance of their cover to you as a contractor cannot be underestimated. As such, it is advisable to contractually stipulate that a supplier holds the business insurance you feel to be in your best interest.
24th Mar 2019
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Dialamanthatcan
2 Reviews, 100% Positive
All people that work in your home should have insurance to a least 1million , you never know when an accident may happen . The trades person should tell you that they are insured and be able to send you a link showing the renewal date and company insured with.
20th Mar 2019
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NC Construction
0 Reviews
Not many customers will ask if you have any, they have the right to know for reassurance. This should be made clear before a quote has been accepted
4th Mar 2019
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VIP Decorators
3 Reviews, 100% Positive
On the request Builder need to show you liability insurance certificate
Also you can call insurance company to check if the details are correct
Also you can call insurance company to check if the details are correct
23rd Apr 2019
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Shire builders
22 Reviews, 95% Positive
Simple, ask your builder for a copy of his public liability certificate this will have the insurance or brokers details on . Give them a call quoting the policy number on the certificate and ask for comformation of validity.
When to ask we provide details before starting but you can ask at any time any reputable tradesman will be happy to oblige you.
When to ask we provide details before starting but you can ask at any time any reputable tradesman will be happy to oblige you.
2nd Apr 2019
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pw tiling
5 Reviews, 100% Positive
I think the best option on "how to check liability insurance" is asking trader before start working.
22nd Oct 2020
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Taylor'd Building services
85 Reviews, 94% Positive
We are happy to give our insurance jobs out to clients before the works start
4th Mar 2019
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Allfix Handyperson Service
2 Reviews, 100% Positive
It all depends on the job. If they are building a BBQ in the garden there is not much that can go wrong.
If they are removing a supporting wall then I would definitely request to see there liability insurance or company/number.
If they are removing a supporting wall then I would definitely request to see there liability insurance or company/number.
8th May 2019
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Pipe Dreams Services Ltd
1 Reviews, 100% Positive
You can ask them for a copy as usually sent by email to us now and if still unsure you can contact insurance comapny
30th Mar 2019
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KH BUILDING SERVICE
6 Reviews, 100% Positive
ask the builder for the ref number and you can check on line
11th Mar 2019
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Painter & decorating
2 Reviews, 100% Positive
The liability insurance should be checked before signing any contract, it is easy to check, Contractor should provide Insurance certificate to the client.
26th Mar 2019
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Heads up electrical ltd
0 Reviews
Yes I would so you know they are covered prior to stating work. Thanks
6th Aug 2019
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Jpkempplasterers
0 Reviews
You dont need to go behind a builder back to find out if he has insurance..I send my insurance information to my client when excepted the estimate as a few previous review and job fotos
But ask for a copy they be happy to show you they are covered
But ask for a copy they be happy to show you they are covered
21st Dec 2019
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a star brick restoration
2 Reviews, 100% Positive
If you have any concerns you should ask the builder directly to send you their insurance policy to check they are covered not always required but if you do so that should not be an issue.
3rd May 2020
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